{"id":86102,"date":"2018-03-27T16:30:34","date_gmt":"2018-03-27T11:00:34","guid":{"rendered":"https:\/\/blogs_admin.quickheal.com\/?p=86102"},"modified":"2018-03-27T18:50:19","modified_gmt":"2018-03-27T13:20:19","slug":"9-security-tips-using-mobile-payment-apps","status":"publish","type":"post","link":"https:\/\/www.quickheal.com\/blogs\/9-security-tips-using-mobile-payment-apps\/","title":{"rendered":"9 security tips for using mobile payment apps"},"content":{"rendered":"<p>Do you find it convenient to shop and bank online using mobile payment apps? Most would have &#8216;yes&#8217; as an answer. But, are we letting &#8216;convenience&#8217; overshadow &#8216;security&#8217;? An attacker can easily get hold of your personal and banking information if the app or the mobile site you are using is compromised.\u00a0The chances of this happening significantly increases if your mobile device itself is infected. So, to help you avoid such a disaster, here are 9 safety steps for making secure mobile payments.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 1<\/span><br \/>\nDownload mobile payment apps only from official stores such as Google Play and Apple Store.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 2<\/span><br \/>\nBefore you download any app, verify the publisher. The \u2018Top Developer\u2019 badge (in Google Play) is usually a good sign that the app is safe. Read its user reviews and just Google &#8220;Is (app name) safe?&#8221;.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 3<\/span><br \/>\nCarefully read the permissions that the app asks for. If you think a mobile payment app is asking for more than what is required, do not install it. If you have any doubts regarding the permissions, just contact the app&#8217;s manufacturer via their Twitter handle.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 4<\/span><br \/>\nNever visit an online banking or shopping website by clicking on a link received in an email or text message.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 5<\/span><br \/>\nAlways choose a strong password for accounts for net banking or online payment apps. It should be a mix of uppercase and lowercase letters and special characters.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 6<\/span><br \/>\nDo not use unsecured, public Wi-Fi networks for onling banking or shopping. Doing so may let an attacker steal your information.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 7<\/span><br \/>\nOnly use established and well-known websites to for online shopping and paying for utilities.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 8<\/span><br \/>\nEnsure your banking transactions are OTP (one time password) enabled. While paying a purchase through net banking, debit\/credit card, you will enter your login ID and password (or card details) and also an OTP (code sent to your registered mobile number) before you can make the final payment. So, even if an attacker manages to steal your net banking\/card details, payment won&#8217;t go through without the OTP.<\/p>\n<p><span style=\"color: #f26522; font-size: 19px;\">#TIP 9<\/span><br \/>\nInstall a mobile security app that is built with multiple layers of security. The <a href=\"https:\/\/bit.ly\/2isL3JA\" target=\"_blank\" rel=\"noopener\">Quick Heal Total Security App<\/a> comes with <strong>SafePe<\/strong> besides other advanced features. SafePe is especially designed to secure your financial information when you use mobile payment apps for online shopping, banking, paying bills, etc.<\/p>\n<p>&nbsp;<\/p>\n<p>If you found this article helpful, then share it with your friends, family members and peers on <a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?app_id=188707654478&amp;kid_directed_site=0&amp;sdk=joey&amp;u=http%3A%2F%2Fblogs.quickheal.com%2F%3Fp%3D86102&amp;display=popup&amp;ref=plugin&amp;src=share_button\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>, <a href=\"https:\/\/twitter.com\/intent\/tweet?original_referer=http%3A%2F%2Fblogs.quickheal.com%2F&amp;ref_src=twsrc%5Etfw&amp;text=9%20safety%20tips%20for%20safe%20mobile%20payments&amp;tw_p=tweetbutton&amp;url=http%3A%2F%2Fblogs.quickheal.com%2F%3Fp%3D86102&amp;via=quickheal\" target=\"_blank\" rel=\"noopener\">Twitter<\/a> or WhatsApp (on your phone).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you find it convenient to shop and bank online using mobile payment apps? Most would have &#8216;yes&#8217; as an answer. But, are we letting &#8216;convenience&#8217; overshadow &#8216;security&#8217;? An attacker can easily get hold of your personal and banking information if the app or the mobile site you are using is compromised.\u00a0The chances of this [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":86106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55,1529,24,354,842,788],"tags":[1153,1518,1590],"class_list":["post-86102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-android","category-data-breach","category-malware","category-mobile-security-2","category-privacy","category-safe-banking","tag-mobile-banking","tag-mobile-payment-apps","tag-mobile-transactions"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/posts\/86102"}],"collection":[{"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/comments?post=86102"}],"version-history":[{"count":18,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/posts\/86102\/revisions"}],"predecessor-version":[{"id":86122,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/posts\/86102\/revisions\/86122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/media\/86106"}],"wp:attachment":[{"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/media?parent=86102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/categories?post=86102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quickheal.com\/blogs\/wp-json\/wp\/v2\/tags?post=86102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}